Monthly Payment: $1,031 (including taxes, insurance, and HOA payment) Loan Term: 12 years (Full 12 year amortized loan with no balloon! At the end of 12 years you will own free and clear!) Minimum Down Payment: $13,485 Purchase Price: $89,900 TOTAL MOVE IN: $17,000 (down payment plus estimated closing costs and prepaid items)
For this lovely condominium, the seller will provide financing through a 12 year amortized loan with no balloon! That means that after 12 years your home will be fully paid off!
If you prefer a lower down payment, we also offer financing through a lease purchase. (What's the difference?) For the lease purchase, here are the terms:
Down payment: $6,900
Monthly payment: $797
Total move-in: $7,697 (down payment plus first month's payment)
Term: Up to 8 years (you have up to 8 years before you need to pay off the seller or get a bank loan)
To qualify for seller financing, the main things we look at are income, work history, and rental history. And of course you need to have the money available for the down payment and closing costs. The following list will help give you an idea if you qualify for this home:
Move In Money: The down payment on this home is $13,485. After adding any closing costs, the total needed for move in is: $17,000 (down payment plus estimated closing costs and prepaid items).
Income: The monthly payment on this home is $1,031. Your total monthly income should generally be at least three times the monthly payment (in this case approximately $). If you have significant monthly expenses (such as credit card bills), then your income would need to be higher in order to offset those expenses.
Work History: We prefer for you to have worked at the same job for at least 2 years, but you may still be able to qualify with a shorter length of time.
Rental History: We will review your rental history for the last 2-5 years to evaluate whether you have been a responsible payer.
Credit: We will review your credit report, but we do not require a specific credit score.
Criminal record: We will review your criminal record, if any.
Address: 4608 W Maryland Ave 239
Cross Streets: Maryland & 43rd
Directions: From 43rd Ave, go west on Maryland to the complex on the north side of the street. Unit overlooks Courtyard.
Parking: 1 Car Carport
Square Feet: 1,215
Lot Size: 1273
Year Built: 1981
1 Car Carport
All appliances included
Lovely condo in a nice community with a play pool and spa 30 feet from the home. Just remodeled with new paint, new ceiling fans, appliances, faucets, and much more!
** PLEASE NOTE: Video is from 2013. It does not show the recent upgrades. **
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